When it comes to insuring your home, it’s important to consider the value of your jewellery and whether it’s covered under your existing policy. While most home insurance policies offer some coverage for jewellery, it’s often limited and may not fully protect your valuable pieces. Fortunately, several Canadian insurers offer additional jewellery policies (also called riders) to ensure that your precious items are fully covered in the event of loss or damage.
Please note that product offerings, premiums and coverage can vary from province to province – we suggest checking out the insurance company’s website to ensure they are available where you live.
Here are some insurance companies in Canada known for offering additional watch coverage:
- Chubb Insurance Canada: Chubb is renowned for providing high-value insurance, including coverage for valuable items like watches and jewelry.
- Aviva Canada: Aviva offers customizable insurance solutions, and you can inquire about coverage for watches as part of your valuable items.
- TD Insurance: TD Insurance offers a range of insurance products, and they may have options for watch coverage or inclusion in home insurance policies.
- Intact Insurance: Intact provides home and auto insurance, and you can inquire about adding coverage for valuable items like watches to your policy.
- Desjardins Insurance: Desjardins offers personal property insurance, which can include coverage for watches and jewelry.
- The Co-operators: This insurance company provides customizable insurance solutions, and you can inquire about coverage options for your watches.
- Square One Insurance: Square One specializes in customizable home insurance, allowing you to include coverage for valuable items like watches.
- Sonnet Insurance: Sonnet offers online insurance solutions, and you can explore options for insuring watches and other valuables.
- CAA Insurance: The Canadian Automobile Association (CAA) offers various insurance products, and you can inquire about coverage for valuable items like watches.
Alternatively, you can choose to insure your collection with an insurer who specializes in insuring high-end valuables such as watches and jewellery.
Please remember that insurance policies and coverage options may vary among these companies, and it’s essential to review the terms and conditions, limits, and premiums to choose the best insurance coverage for your watches in Canada. Additionally, contact the companies directly or visit their websites for the most current information on their offerings.